Archive for Retirement Spending

Lili Vasileff, CFP®, MAFF, CDFA® – President, Divorce and Money Matters, LLC

Lili Vasileff, CFP®, MAFF, CDFA®

Lili Vasileff, CFP®, MAFF, CDFA®

Lili Vasileff, CFP®, MAFF, CDFA®, President, Divorce and Money Matters, LLC and Wealth Protection Management

Lili Vasileff, CFP®, MAFF, CDFA®, President of Wealth Protection Management, is a nationally recognized expert practitioner, leader, author, writer, and speaker about financial planning for wealth protection.

Lili is sought after for her seasoned experience and deep knowledge about complicated financial issues in wealth management and is called into cases that have national recognition. Lili is qualified as a testifying expert in courts.

Presentations by Lili Vasileff, CFP®, MAFF, CDFA®

Lili Vasileff is one of the distinguished trailblazers of divorce financial planning who has been a catalyst in developing a professional niche that has led to an international movement and thousands of practitioners today. A highly regarded educator, trainer, and speaker, she is sought after by international financial planning institutions and legal professionals.

Webinar courses available from Lili Vasileff, CFP®, MAFF, CDFA®:
 

The Platinum Retirement Challenge – Gray Divorce – Lili Vasileff

Every 10 seconds a Boomer turns 60 years old. Gray divorce is what many boomers face. Among U.S. adults over age 50, the divorce rate has doubled since 1994. Contrary to expectations, long term marriages are not immune and the largest increase (55%) is in first time marriages of over 20 years.

Lili will present this webinar LIVE on Thursday, April 19, 2018, Noon – 1:00 PM EDT – no need to take the online quiz to receive CE! If you miss the webinar you will be able to take the online recorded course 10-14 days after the live event to receive 1 hr CFP®, CRC®, and other Continuing Education Credit when you pass the online quiz.

Ask Lili a question during this presentation. If your question is selected, you may receive a 90 Day membership!

Click here to submit your question to Lili about “The Platinum Retirement Challenge – Gray Divorce”.
If your question is chosen to be answered during the webinar on April 19, 2018, you could receive a $99/90 Membership or a 90 day extension of your current membership – at no charge!

More about Lili Vasileff

Lili Vasileff serves as President Emeritus of the Board of Directors of the national Association of Divorce Financial Planners and holds active memberships with the Financial Planning Association, the Connecticut Council of Non-Adversarial Divorce (CCND), CT Bar Association, New Haven County Bar Association, Fairfield County Bar Association, New York Association of Collaborative Professionals, Collaborative Divorce Team of Connecticut, Institute of Divorce Financial Analysts, and International Academy of Collaborative Professionals. She is also a founding member of the Collaborative Divorce Team of CT, and currently serves as the Chair of the Finance Subcommittee of the New York County Law Association’s Family Law and Child Welfare Committee.

Among Lili’s many publications and accomplishments:

· Author of Money and Divorce: The Essential Roadmap to Mastering Financial Decisions, published by the American Bar Association, January, 2018
· Co-author of The Ultimate Divorce Organizer: The Complete Interactive Guide to Achieving the Best Legal, Financial and Personal Divorce
· Co-author of “Complex Compensation Issues in Divorce,”
· Chapter in the book Forensic Accounting in Matrimonial Divorce
· Frequently featured in national media including radio, talk, and print: The New York Times, Wall Street Journal, Journal of Financial Planning, Money Magazine, Time, AARP, Reuters, and CNBC
· A Five Star Wealth Manager featured for 7 consecutive years in Connecticut Magazine and Westchester Magazine
· A 2017 & 2018 Women’s Choice Award® Financial Advisor, representing less than 1% of all financial advisors in the U.S.
· The Founder of Allie’s Dream Inc. (alliesdream.org) and Board Member of several non-profit organizations

How can you hire Lili to speak at your event?

Lili Vasileff is an experienced speaker and presenter with a wealth of knowledge on retirement planning and retirement income management and is available to speak at your conference or appear at one of your events. Email or phone 847-686-0440 x102 us directly to receive a free voucher to view a sample of Lili’s presentations.

Posted in: PLAN for Retirement Readiness, PROTECT from Retirement Risks, PROVIDE Retirement Income, Retirement Distributions, Retirement Spending

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Wade D. Pfau, Ph.D., CFA, Professor of Retirement Income for the American College of Financial Services

Wade D. Pfau, Ph.D., CFA, is a Professor of Retirement Income for the American College of Financial Services and the Director of Retirement Research for McLean Asset Management, as well as the author of Insights & Research for Lifetime Financial Planning for the Retirement Researcher.
 

Passion/Expertise:

Wade D. Pfau, Ph.D., CFA, is passionate about retirement income security for Americans by providing educational material and information about retirement income strategies for advisors.  

Position/Experience:

Wade is a Professor of Retirement Income at the American College of Financial Services in their Ph.D. program on Financial Services and Retirement Planning.

  • Served as a past curriculum director for the Retirement Management Analyst (RMA) designation program
  • Contributed to the curriculum of the Retirement Income Certified Professional (RICP) designation from the American College

Presentations and Publications by Wade Pfau
 

Wade Pfau has ublished research on retirement planning in a wide variety of academic and practitioner research journals. His research has been discussed in outlets including the print editions of The Economist, Wall Street Journal, The New York Times, Forbes, Money, Newsweek, >i>SmartMoney, and others.

Wade is also a monthly columnist for Advisor Perspectives, a RetireMentor for MarketWatch, and an Expert Panelist for the Wall Street Journal

Wade has published books available on his website RetirementResearcher.com and Amazon, as well as many white papers.

  • You may also read Wade’s work regularly on his blog at his Retirement Researcher blog
  •  
    Education/Recognition:

    Wade Pfau, PhD, holds a doctorate in economics from Princeton University.

    • Past selectee for the InvestmentNews Power 20 for people expected to shape the financial advisory industry
    • Recipient of Financial Planning magazine’s Influencer Awards
    • Wade’s research article on “safe savings rates” won the inaugural Journal of Financial Planning Montgomery-Warschauer Editor’s Award
    • Wade’s work on evaluating the outcomes of different retirement income strategies received an Academic Thought Leadership Award from the Retirement Income Industry Association

    Have Wade Pfau, PhD, CFA speak at your event!

    Wade Pfau is an experienced speaker and presenter with a passion for providing industry-leading information to his audiences. He is available to speak at your conference or appear at one of your events.

    Inquire here about having Wade Pfau speak at your conference or event!

    Or, learn more about other Retirement Speakers Bureau presenters to find the one that’s best for your event.


    Retirement Resource Center webinar courses available from Wade Pfau:
     

    How Much Can I Spend in Retirement? A Guide to Investment-Based Retirement Income Strategies - Wade Pfau

    How Much Can I Spend in Retirement? A Guide to Investment-Based Retirement Income Strategies – Wade Pfau

    How Much Can I Spend in Retirement? A Guide to Investment-Based Retirement Income Strategies – Wade Pfau

    Estimates provided by traditional studies about sustainable spending may be too optimistic, or may be even higher than traditional studies imply.

    It is important for advisors to understand a variety of spending and asset allocation approaches in order to manage sequence of returns risk and develop sustainable spending strategies.

    Retirement Insight and TrendsRead an excerpt from this presentation on
    Retirement Insight and Trends
    .
     

    Fitting Home Equity into a Retirement Income Strategy – Wade Pfau

    How can reverse mortgages be used to better secure retirement?

    The reverse mortgage option may be a method for responsible retirees to create liquidity for an otherwise illiquid asset.

    Learn how to think about reverse mortgages as a form of insurance to protect against market losses.

    Retirement Insight and TrendsRead an excerpt from this presentation on
    Retirement Insight and Trends
    .
     

    Optimizing Retirement Income Solutions in Defined Contribution Retirement Plans – Steve Vernon, Wade Pfau

    See highlights and conclusions from a 4-phase research project sponsored by the Society of Actuaries (SOA) and the Stanford Center on Longevity.

    The work illustrates an analytical framework for evaluating retirement income generators that could be offered in DC retirement plans and how to use a diversified portfolio approach.

    Posted in: Lifetime Income, PLAN for Retirement Readiness, PROTECT from Retirement Risks, PROVIDE Retirement Income, Retirement Distributions, Retirement Spending, Speakers for Retirement Professional Development

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    Steve Vernon, FSA, MAAA – Research Scholar, Stanford Center on Longevity

    Steve Vernon, FSA, is a Research Scholar at the Stanford Center on Longevity, and is President of Rest-of-Life Communications.

     
    Passion/Expertise

    Steve Vernon shares practical strategies and ideas for enhancing finances, health, and lifestyle for the “rest-of-life” life phase, also known as retirement. With an effective mix of humor, stories, video clips, pictures, music, and cold hard actuarial analysis, he provides hope for working Americans with pervasive fear and anxiety about retirement.

    Steve is one of the most sought-after retirement experts in the country due to his surprising and inspiring insights. He is quoted frequently in such publications as The Wall Street Journal, New York Times, Los Angeles Times, USAToday, BusinessWeek, Fortune Magazine, Kiplinger’s, and Money Magazine. He also writes occasional columns for Retirement Weekly.

    Position/Experience

    In both of his roles as Research Scholar at the Stanford Center on Longevity and as the President of Rest-of-Life Communications, Steve is active with research, writing, and speaking on the most challenging issues facing retirees today, including finance, health, and lifestyle. For more than 35 years, he has helped Fortune 1000 employers design, manage and communicate their retirement programs.

    Steve Vernon is active with research, writing, and speaking on the most challenging issues facing retirees today, including finance, health, and lifestyle. His clients at Rest-of-Life Communications have included AARP, Merrill Lynch, the International Foundation of Employee Benefit Plans, Weyerhaeuser, the Royal Bank of Canada, Sempra Energy, USC and Esterline Corporation. While at Watson Wyatt, his clients included Lockheed Martin, Northrop Grumman, Chevron, Unocal, Teledyne Technologies, Times Mirror, City of Los Angeles, H.F. Ahmanson & Company (Home Savings), Nordstrom and RAND Corporation.

    Steve retired as a Vice President from Watson Wyatt in 2006, after a 25-year career, and consulted to Mercer from 2010 to 2012. He currently serves as a member of the Institutional Retirement Income Council (IRIC). He is a Fellow in the Society of Actuaries, and a Member of the American Academy of Actuaries. He graduated Summa Cum Laude from the University of California, Irvine, with a double major in mathematics and social science.

    Publications and Presentations by Steve Vernon, FSA

    Steve writes a twice-weekly blog column on retirement strategies for CBS MoneyWatch, and has authored six books on retirement planning. His most recent book is Retirement Game-Changers: Strategies for a Healthy, Financially Secure, and Fulfilling Long Life, released in July 2018.

    He is an experienced speaker with over 300 presentations, keynote addresses and workshops on his books Don’t Work Forever!, Live Long & Prosper!, and Recession-Proof Your Retirement Years (scroll down) as well as his DVD/workbook package The Quest for Long Life, Health and Prosperity. He has addressed audiences all over North America, ranging from professional conferences, lunch/dinner clubs, women’s executive organizations, employee groups, union organizations and executive retreats. Audience sizes have ranged from 20 to over 1,000.

    Steve’s recent papers and reports include:

    • Optimizing Retirement Income by Integrating Retirement Plans, IRAs, and Home Equity: A Framework for Evaluating Retirement Income Decisions, Stanford Center on Longevity
    • The MORE Design: Integrating Psychological Science and Behavioral Economics to Engineer Better Outcomes with Human Resource, Benefits, and Retirement Program, Stanford Center on Longevity
    • Retirement Income Programs: The Next Step in the Transition from DB to DC Retirement Plans, Journal of Retirement
    • A Portfolio Approach to Retirement Income Security, Journal of Retirement
    • The Decision to Retire: Research-Based Recommendations for Individuals and Employers, Stanford Center on Longevity
    • Optimizing Retirement Income Solutions in DC Retirement Plans: A Framework for Building Retirement Income Portfolios, Stanford Center on Longevity
    • The Next Evolution in Defined Contribution Retirement Plans: A Guide for DC Plan Sponsors to Implementing Retirement Income Programs, Stanford Center on Longevity
    • Foundations in Research for Regulatory Guidelines for the Design & Operation of Retirement Income Solutions in DC Plans, Stanford Center on Longevity
    • Retirement Income in DC Plans: The Next Evolution in Plan Design, Benefits Magazine
    • The Role of Annuities in Retirement, Journal of Retirement

    Steve produces unbiased, trusted information and strategies to help working people prepare for their retirement years. His latest books are available on Amazon at the links below:

    Retirement Game-Changers: Strategies for a Healthy, Financially Secure, and Fulfilling Long Life

    Plan for the 21st century retirement! We face game-changing challenges in our retirement years, including longer lives than our parents and grandparents, the demise of traditional pension and retiree health plans, periodic stock market crashes that can derail our retirement, and sky-high medical and long-term care costs.
    Retirement Game-Changers helps navigate these challenges in the transition from work life into retirement.

    Recession-Proof Your Retirement Years: Simple Retirement Planning Strategies That Work Through Thick or Thin.

    This retirement planning guidebook provides an easy-to-follow, step-by-step program for planning your retirement years. It will show you how to survive future downturns, so that you can focus on enjoying your rest-of-life.
    Covers retirement planning holistically, discussing strategies for Social Security benefits, and much more.

    Money for Life: Turn Your IRA and 401(k) Into a Lifetime Retirement Paycheck

    This book addresses the concerns of a wide range of people who are planning their retirement and hoping to create a retirement income from their retirement savings. With the demise of traditional pension plans, this is a significant and important challenge as boomers approach retirement years.
    Many are now on their own to generate a reliable, lifetime retirement income. Money for Life provides unbiased help.

    Steve also published these three books with John Wiley & Sons, also available at Amazon at the links below:

    Live Long and Prosper: Invest in Your Happiness, Health and Wealth for Retirement and Beyond
    In Live Long and Prosper!, Steve Vernon unveils a new way of thinking that will truly help you live a more happy, healthy, and prosperous life. Based on the latest research and planning strategies typically reserved for large corporations, it will help you answer these important questions:
    * Do you have enough money to retire?
    … and much more!

    “For this next phase of my life, I want to use my skills and life experience to help people with important life planning – to help them live long and prosper!”

    Employee Benefits: Valuation, Analysis and Strategies (Employee Benefits Human Resources Library)
    Not intended as an actuarial textbook but as a reference for human resource and financial managers, consultants and actuaries, auditors and accountants, and attorneys. In 17 chapters, coverage encompasses benefit program design strategies, employer tax and payment issues, nondiscrimination requirements, the role of employee benefits in corporate change, and various other analysis strategies and requirements topics.

    Don’t Work Forever!: Simple Steps Baby Boomers Must Take to Ever Retire
    Attention Baby Boomers: Who would have thought it’s time for us to start planning for retirement? Not convinced? Take this simple quiz:
    Do you miss David Letterman because you can’t stay up that late?
    Ladies, are some of the men you find attractive bald? Men, do some of the women you find attractive have a few gray hairs?
    Do you wear relaxed fit clothes?
    Do you eat “lite” foods? Read on!

    Education/Affiliations

    Steve graduated Summa Cum Laude from the University of California, Irvine with a double major in Mathematics and Social Science, and is a member of Phi Beta Kappa.
    Steve serves on relevant committees for the Society of Actuaries:

    • Committee for Post-Retirement Needs and Risks
    • Task force for Individual Post-Retirement Financial Strategies
    • Task force for Segmenting the Middle Market: Retirement Risks and Solutions
    Testimonials

    “What’s different about Steve is that he understands people — not just plans and financial issues and numbers. He knows human nature and is empathetic to people. So when he talks to you, he really talks to you. You get the message. It’s his understanding that makes him such a great communicator.”

    Glenn Bonci, Principal, The Adobe Group, and Programs Director, Northwest Compensation Forum

    “I heard Steve Vernon speak at a dinner sponsored by Watson Wyatt. Steve’s approach is particularly sensitive, honest, needed, and upbeat. He does not simply dwell on “growing money for a comfortable retirement,” as most gurus tend to do. Instead he offers a realistic blueprint that links living a fulfilled and healthy life to planning sensibly for whatever the future may bring. I, for one, want to pursue retirement Steve’s way!”

    Lois A. Vitt, Ph.D, Chair and Founding Director, Institute for Socio-Financial Studies, and Editor-in-Chief, Encyclopedia of Retirement and Finance

    “Steve was the luncheon speaker for our annual chapter conference of the Western Pension and Benefits Conference. His insights were very valuable because they focused equally on both work and life issues. Steve’s presentation caused me to think carefully about personal values and career choices that face all of us. He speaks with conviction regarding topics that he has obviously deeply contemplated.”

    Jay Marran, Merrill Lynch. Financial planner and Chairman, Speakers Committee, Western Pension and Benefits Conference

    When audiences are asked to use numeric ratings, Steve’s presentations and workshops consistently receive the highest ratings. Samples are available upon request. Sample feedback from Steve’s audience evaluation forms:

    · “Great way to start the conference, it opened the mind… “
    · “Wonderful presentation, very appropriate, now I hope everyone else listens…”
    · “Very good! One of the very best.”
    · “Excellent speaker. Engaging and inspiring. I feel motivated to begin pursuing a healthier lifestyle.”
    · “Would go to his session again!”
    · “Excellent info/thought provoking/clear speaking, very relevant personally.”
    · “A lot of terrific information presented in a way that’s easy to understand.”
    · “Very practical, full of wisdom.”
    · “Awesome! Very informative!”
    · “Very good. He opened my eyes to good health as playing a part in my retirement planning.”
    · “Very clear and positive. Impressed with the way he connects the whole retirement picture. “
    · “His comments are very timely.”


    Have Steve Vernon, FSA speak at your event!

    Steve Vernon, FSA is one of many experienced speakers and keynote presenters on a variety of topics for your retirement professional development or consumer group.

    Inquire here about having Steve Vernon speak at your conference or event!

    Learn more about all Retirement Speakers Bureau presenters to find the one that’s best for your event.


    Retirement Resource Center webinar courses available from Steve Vernon


    Plan for the 21st Century Retirement – Steve Vernon

    Older workers face a series of critical decisions as they transition from the workforce into retirement.

    These decisions include deciding when to retire, whether to work part-time, when to claim Social Security, how to deploy savings in retirement, selecting medical insurance, protecting against the risk of long-term care, where to live, how to enhance your health and longevity, and nurturing your social portfolio.

    All these decisions are influenced by behavioral economics factors. Retirement professionals are ideally positioned to help their clients navigate these decisions.


    How to “Pensionize” Any IRA or 401(k) Plan – Steve Vernon

    This webinar introduces the Spend Safely in Retirement Strategy, which is a straightforward method for middle-income workers to generate reliable, lifetime retirement income from any IRA or 401(k) plan.

    This project analyzed and compared 292 retirement income strategies, using stochastic forecasts and efficient frontiers, powerful analytical techniques that large defined benefit plans use to devise funding and investment strategies.

    Retirement Insight and TrendsVisit Retirement Insight and Trends, InFRE’s quarterly newsletter for retirement professionals, for a summary article of this 2018 presentation.


    Optimizing Retirement Income Solutions in Defined Contribution Retirement Plans – Steve Vernon, Wade Pfau

    Learn how recent Society of Actuaries research can be applied to retirement income options and investing decisions for DC plan sponsors, participants and consumers.

    This presentation highlights conclusions from a four-phase research project sponsored by the Society of Actuaries (SOA) and the Stanford Center on Longevity. It illustrates an analytical framework for evaluating retirement income generators (RIGs) that could be offered in defined contribution retirement plans, and how to use a diversified portfolio approach for developing retirement income strategies.

    Retirement Insight and TrendsVisit Retirement Insight and Trends, InFRE’s quarterly newsletter for retirement professionals, for a summary article of this 2017 presentation.


    Money for Life: Help your plan participants avoid going broke in retirement – Steve Vernon

    There is a cultural shift that taking place in DB Plans today regarding employee retirement income and the roles that played in helping employees successfully transition to retirement using their DC savings.

    People with a DC plan as their primary saving vehicle have not only the personal responsibility of funding their retirement, but they are at risk of running out of money.
    People need to take important planning steps to secure their future retirement income. Employers need to do more with plan design and education to help employees generate retirement income from their defined contribution savings.

    Retirement Insight and TrendsVisit Retirement Insight and Trends, InFRE’s quarterly newsletter for retirement professionals, for a summary article of this 2018 presentation.

    Retirement Insight and Trends The Retirement Resource Center YouTube channel features short clips of presentatations by many of our speakers. Please visit Retirement Resource Center YouTube channel to view a short clip of this presentation.

    Posted in: Lifetime Income, PLAN for Retirement Readiness, PROTECT from Retirement Risks, PROVIDE Retirement Income, Retirement Coaching, Retirement Distributions, Retirement Spending, Speakers for Consumer Events, Speakers for Retirement Professional Development

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    Curtis Cloke, CLTC, LUTCF, RICP – Retirement Income Expert

    Curtis Cloke, CLTC, LUTCF, RICP - Retirement Income Expert

    Curtis Cloke, CLTC, LUTCF, RICP – Retirement Income Expert

    Curtis Cloke, CLTC, LUTCF, RICP, is an award-winning financial professional and retirement income expert, trainer, and speaker with three decades of experience in income distribution planning.

    Passion/Expertise
    Curtis actively engages all his audiences with his personable character and genuine care for clients’ retirement needs and concerns. Through his extensive experience, he has perfected the ability to quickly and accurately identify the income needs of all his clients and he’s developed a system-based sales approach that he teaches to advisors. Beyond using annuities to create guaranteed income for life, he shows advisors how to generate the maximum inflation-adjusted income for their clients using the least amount of the portfolio.

    Position/Experience
    Curtis began his career as a financial professional with Prudential Financial. After many successful years with Prudential, he merged with a second firm and then in may of 2014, he founded his own firm, Acuity Financial, Inc. This is where his continues to apply and blend his expertise for his clients by providing advanced retirement income-planning strategies and techniques for financial professionals. Curtis is the developer of the Thrive Income Distribution System®, that provides a contractual solution for inflation-adjusted income utilizing the least amount possible of the client’s portfolio value. He has also developed and provided continuing education training to professionals on many topics relating to retirement and estate- planning strategies.

    Memberships/Certifications
    Curtis is a member of the National Insurance and Financial Advisors Association (NAIFA), and is a former president of the Southeast Iowa Association. He is a member of the Society of Financial Service Professionals (FSP) and is a qualifying member of Top of the Table with the Million Dollar Round Table (MDRT). He has earned his CLTC (Certified in Long Term Care) and LUTCF (Life Underwriters Training Council) designations, and moderates development courses for the Life Underwriters Training Council.

    Presentations/Publications/Awards
    With a track record of spot-on media commentary, Curtis Cloke’s expertise has been featured in Senior Market Advisor, InsuranceNewsNet, Retirement Income Journal, NAFA Annuity Outlook, The Wealth Channel magazine, DepositAccounts.com, LifeHealthPro.com, and many more. He is a frequent guest on radio and TV stations, has appeared as a guest on NAIFA ClientCast by Real Wealth® and as a guest presenter on their webinar series, Power Session LIVE by Real Wealth®.
    Curtis was recognized in 2009 as a top-five finalist for Advisor of the Year by Senior Market Advisor magazine.

    Testimonial
    “I have found Curtis Cloke to be one of the financial services industry’s sharpest minds. He has a special gift of creativity to help solve clients’ financial needs. His expertise places him at the top of our industry specialists in retirement planning. I admire his talent – but especially his outstanding integrity.”



    Have Curtis Cloke speak at your event!

    Curtis Cloke is an experienced speaker and presenter with a wealth of knowledge on retirement planning and retirement income management.

    Please contact us today via email or phone 847-686-0440 x102 if you would like to have Curtis or any of our other speakers present at your conference or appear at one of your events, or to receive a free voucher to view a sample of one of our speaker’s work.



    View other speakers on similar topics suitable for your Retirement Professional Development or National Consumer events:



    Posted in: Legacy Planning, Lifetime Income, PLAN for Retirement Readiness, PROTECT from Retirement Risks, PROVIDE Retirement Income, Retirement Distributions, Retirement Spending

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    David Blanchett, CFA, CFP®, AIFA – Head of Retirement Research, Morningstar

    David Blanchett, CFA, CFP®, AIFA – Head of Retirement Research, Morningstar

    David Blanchett, CFA, CFP®, AIFA – Head of Retirement Research, Morningstar

    David Blanchett, CFA, CFP®, AIFA, is the head of retirement research for Morningstar Investment Management.

    Passion/Expertise:

    David is part of an up and coming group of retirement thought leaders – truly a breath of fresh air – along with Wade Pfau, Michael Finke and others, who challenge us to go beyond targeting 80% replacement rates, traditional retirement portfolio asset allocations, inflation-adjusted systematic withdrawals of 4% and probabilities of success or failure.

    Position/Experience:

    As the head of retirement research for Morningstar Investment Management, David works to enhance the group’s consulting and investment services. He conducts research primarily in the areas of financial planning, tax planning, annuities, and retirement plans and he serves as the Chairman of the Advice Methodologies Investment subcommittee.


    Estimating the True Cost of Retirement - David Blanchett No Portfolio Is an Island - David BlanchettView YouTube clips from
    David Blanchett’s recent
    Retirement Resource Center
    webinars.


    Publications:

    David’s research has been published in a variety of academic and industry journals and has been featured in a variety of media publications. In 2014 Money Magazine named him one of the five brightest minds in retirement and in 2014 Investment News included him in their inaugural 40 under 40 list as a “visionary” for the financial planning industry.


    Estimating the True Cost of Retirement - David Blanchett No Portfolio Is An Island - David Blanchett  - Retirement InSight and Trends article Read summary transcripts of
    David Blanchett’s presentations
    in recent issues of InFRE’s
    “Retirement Insight and Trends”.


    Certifications/Awards:
    David is a RetireMentor for MarketWatch and an Expert retirement panelist for the Wall Street Journal. His research won:

    • The Journal of Financial Planning’s 2007 Financial Frontiers Award,
    • The Retirement Income Industry Association’s 2012 Thought Leadership Award, and
    • the Journal of Financial Planning’s 2014 Montgomery-Warschauer Award.

    Education:
    David holds a master’s degree in financial services from the American College and a master’s degree in business administration from the University of Chicago Booth School of Business. He is currently taking classes toward a doctorate in personal financial planning at Texas Tech University.


    Have David Blanchett speak at your event!

    Please contact us today via email or phone 847-686-0440 x102 if you would like to have this or other speakers present at your conference or appear at one of your events, or to receive complementary webinar or elearning course featuring the speaker of your choice to help you decide who best fits your organization’s needs.



    View other speakers on similar topics suitable for your Retirement Professional Development or National Consumer events:



    Posted in: Lifetime Income, PLAN for Retirement Readiness, PROTECT from Retirement Risks, PROVIDE Retirement Income, Retirement Distributions, Retirement Spending

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    Mathew Greenwald, PhD – Retirement Research Expert

    Mathew Greenwald, PhD – Retirement Research Expert

    Mathew Greenwald, PhD – Retirement Research Expert

    Mathew Greenwald, PhD, President and CEO of Greenwald and Associates, is a recognized financial and research expert with more than 30 years of experience in financial services and market research.

    Passion/Expertise
    Mathew is passionate about research involving the financial services industry, particularly about issues related to retirement savings and retirement income. With the Employee Benefit Research Institute, Matt helped to establish the Retirement Confidence Survey, the longest-running annual benchmarking study examining workers’ and retirees’ retirement attitudes.

    Position/Experience
    Mathew founded Greenwald & Associates in 1985. Today, in addition to providing strategic direction for the company, Matt plays an active role designing and analyzing survey research and conducting focus groups with consumers and financial professionals.


    The Decision to Retire and Post-Retirement Financial Strategies: Insight from Eight Focus Groups - Mathew Greenwald and  Carol Bogosian   - YouTube clip View brief YouTube clips from recent Retirement Resource Center webinars including Mathew Greenwald’s
    The Decision to Retire and Post-Retirement Financial Strategies: Insight from Eight Focus Groups.


    Presentations
    Mathew is frequently asked to speak at forums and conferences hosted by a variety of organizations, including LIMRA, ACLI, RIIA and a number of the country’s biggest life insurance and financial services companies.


    How Middle Income Retirees Plan For and Manage Their Risks, Assets and Spending Decisions in Retirement - Greenwald - Retirement InSight and Trends The Decision to Retire and Post-Retirement Financial Strategies: Insight from Eight Focus Groups - Mathew Greenwald and  Carol Bogosian   - Retirement InSight and Trends article Read summary transcripts of Greenwald’s presentations The Decision to Retire and Post-Retirement Financial Strategies in the 2nd Qtr 2013 issue
    and How Middle Income Retirees Plan For and Manage Their Risks, Assets & Spending Decisions in the 2nd Qtr 2016 issue of “Retirement Insight and Trends”.



    Have Mathew Greenwald speak at your event!

    Mathew Greenwald is an experienced speaker and keynote presenter on topics pertaining to retirement income and investments analysis.

    Please contact us today via email or phone 847-686-0440 x102 if you would like to have Mathew Greenwald present at your conference or appear at one of your events, or to receive a free voucher to view a sample of one of our speaker’s work.



    View other speakers on similar topics suitable for your Retirement Professional Development events:



    Links
    Find courses and products from Mathew Greenwald at the Retirement Resource Center.

    Posted in: Lifetime Income, PLAN for Retirement Readiness, PROTECT from Retirement Risks, Retirement Spending

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    Michael Finke, PhD, CFP® – Retirement Investing Expert

    Michael Finke, PhD, CFP® – Retirement Investing Expert

    Michael Finke, PhD, CFP® – Retirement Investing Expert

    Passion/expertise:   Michael is a Professor at Texas Tech University who is passionate about helping individuals make better investment decisions.

    Experience: PhD in finance from the University of Missouri and PhD in consumer science from the Ohio State University. Assistant/associate professor at University of Missouri from 1999 through 2006, associate professor at Texas Tech 2006-present.

    Topics:

    • Behavioral personal finance
    • Retirement income planning
    • Risk tolerance assessment
    • Aggregate trends in household portfolio allocation.

    Awards: 

    • 2011 Academic Thought Leadership Award, Retirement Management Journal
    • 2010 Winner, iOMe National Retirement Challenge, Faculty Advisor
    • 2010 Best Paper Award, Academy of Financial Services
    • 2009 Best Paper Award, Academy of Financial Services
    • 2008 Best Paper Award, Academy of Financial Services
    • 2008 Texas Tech Human Sciences distinguished research award
    • 2007 Teacher of the Year Award, Texas Tech Personal Financial Planning Association
    • 2006 Association for Financial Counseling and Planning Education outstanding journal article award
    • 2005 ACCI Certified Financial Planner® board financial planning research award
    • 2004 distinguished award in teaching from Gamma Sigma Delta.

    Recent Publications:

    • Guillemette, M.A., Finke, M.S. and Gilliam, J. 2012.  Risk tolerance questions to best determine client portfolio allocation preferences, Journal of Financial Planning.
    • Loving, A.C., Finke, M.S. and Salter, J.R. 2012. Does home equity explain the black wealth gap?  Journal of Housing and the Built Environment.
    • Finke, M.S., Pfau, W. and Williams, D. 2012.  Spending flexibility and safe withdrawal rates, Journal of Financial Planning.
    • Hanna, S., Guillemette, M. and Finke, M.S.  2012.  Assessing risk tolerance.  In H. Kent Baker and Greg Filbeck (Eds.) Portfolio Theory and Management, Oxford University Press.
    • Williams, D. and Finke, M.S. 2011. Determining optimal withdrawal rates: An economic approach, Retirement Management Journal.
    • Winchester, D., Huston, S.J. and Finke, M.S. 2011. Investor Prudence and the Role of Financial Advice, Journal of Financial Services Professionals.
    • Finke, M.S., Huston, S.J. and Winchester, D. 2011. Financial advice: Who pays? Financial Counseling and Planning.

    Posted in: PLAN for Retirement Readiness, PROVIDE Retirement Income, Retirement Distributions, Retirement Spending

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    Betty Meredith, CFA, CFP®, CRC® – Advocate for Retirement Security of the Mid-Market

    Betty Meredith, CFA, CFP®, CRC® – Advocate for Retirement Security of the Mid-Market

    Betty Meredith, CFA, CFP®, CRC® – Advocate for Retirement Security of the Mid-Market

    Betty Meredith, CFA, CFP®, CRC®, is a leading voice on retirement planning for the middle mass and mass affluent markets.  She is the Director of Education & Research for the International Foundation for Retirement Education (InFRE), whose purpose is to increase the retirement readiness of the American worker through professional retirement certification and continuing education, and the Managing Member of the International Retirement Resource Center.

    Passion/Expertise

    With close to $6.5 trillion in IRAs and the average 401k balance at $224,000 for those around age 60, there are a lot of people who need retirement decision-making help!

    Betty Meredith is a retirement planning education design expert with over 25 years experience creating, producing and publishing application-oriented live, elearning, print and audio education and training for retirement professionals, employees, and consumers. Her specialties are:

    1. Retirement income and planning professional development CE programs
    2. Creating, producing and publishing application-oriented live, elearning, print and audio retirement and financial planning education and training for consumers, employees and advisors
    3. Participation in applied research studies that help advisors more productively and profitably meet the retirement preparedness and income management needs of clients and employees
    4. Financial & retirement readiness literacy education

    Position/Experience

    Betty Meredith has 30 years experience in financial services, over twenty of those years in employee, client, and professional retirement education with major financial services companies and employers. As InFRE’s Director of Education & Research, Betty oversees incorporation of research findings and best practices into InFRE’s retirement certification study, newsletter, and professional continuing education programs in order to help retirement advisors and counselors more effectively meet the retirement preparedness and income management needs of clients and employees.

    As Managing Member of the International Retirement Resource Center, Betty brings retirement planning and income management training to retirement professionals in the public and private sectors.

    Education/Certifications/Awards

    Betty Meredith is a Chartered Financial Analyst (CFA), Certified Financial Planner® (CFP®), and Certified Retirement Counselor® (CRC®). She earned a B.S. in Finance from Wayne State University.

    Betty is a long-time member of the Society of Actuaries multi-disciplinary Post Retirement Needs and Risks committee, the Profit Sharing/401(k) Council of American (PSCA), International Foundation for Employee Benefit Plans (IFEBP), the CFA Institute, the Society of Financial Services Professionals, and other professional associations.

    Betty regularly participates in applied research studies with the Society of Actuaries, LIMRA, Mathew Greenwald & Assoc, Texas Tech University and other organizations. Best practices are then incorporated into InFRE’s retirement certification study and the IRRC’s professional continuing education programs in order to help retirement advisors and counselors more effectively meet the retirement preparedness and income management needs of clients and employees.


    The Stage is Set for Serving the Mid-Market - Meredith and Harness   - YouTube clip View brief YouTube clips from recent Retirement

    Resource Center webinars including Betty Meredith’s


    The Stage is Set for Serving the Mid-Market.


    Publications/Books

    Betty Meredith is co-author along with Kevin Seibert, Managing Director of InFRE, of the professional education series on Managing Retirement Income. She is also the Editor of InFRE’s Retirement Plan Administrator Series and Certified Retirement Counselor (CRC) Study Guides. She is the editor and a contributor to the popular quarterly newsletter about retirement readiness, income management, planning, concepts and trends, Retirement Insight and Trends. She is the author of three books:

    • Controlling Your Financial Future (Self-study book, licensable workshop, elearning course)
    • Securing Your Financial Future (Self-study book, licensable workshop, MP3 and workbook)
    • Finding the Right Financial and Legal Advisors for You (Self-study workbook)

    Betty Meredith has also authored and/or appeared in dozens of consumer and employee retirement and financial planning education programs and publications since 1989, such as:

    • Featured in Robert Powell’s USA Today column: “What should a soon-to-be retiree do with their 401(k) savings?”, USA Today, June 3, 2015
    • Numerous articles in the Journal of Financial Planning
    • “How Prepared is the Retirement Industry for Meeting the Needs of Retiring American Workers?”, Financial Services Review, September 2008
    • Retirement Readiness NOW, US Federal Govt, and Retirement Readiness NOW, Benefits Officer Training, US Federal Govt
    • Please see Betty’s LinkedIn profile for an exhaustive list.

    The Stage is Set for Serving the Mid-Market - Meredith and Harness - Retirement InSight and Trends article Read a summary transcript of Betty Meredith’s presentation The Stage is Set for Serving the Mid-Market in the 2nd Qtr 2014 issue of “Retirement Insight and Trends”.


    Most Requested Presentations

    Betty Meredith has been a regular speaker at national conferences for public and private sector employers and financial services firms on retirement education, retirement income management, and retirement readiness since 1994. Topis include:

    • December, 2011: What consumers want to know about retirement security, Women’s Institute for a Secure Retirement (WISER) 2011 Symposium
    • November, 2010: Outsourcing Education Development, NPEA Annual
    • November, 2008: Trustees as Leaders in Financial and Retirement Literacy, IFEBP Annual
    • April, 2008: Framing the Issues: Retirement Income Questions Individuals Need to Answer, The Retirement Industry Conference, Hosted by LIMRA, LOMA, SOA, and ACLI
    • April, 2008: The Role of the Employer in Helping Employees Transition to Retirement Income,” LIMRA, LOMA, SOA, and ACLI The Retirement Industry Conference
    • February, 2008: Retirement Income Management Suitability: What your client understands – meeting the training challenges for advisors
    • October, 2007: Three Keys to More Effective Participant Education, SOA Annual Meeting
    • October, 2007: Retirement: Unraveling the Mystery and “Financial Education in the WorkPlace” Society of Actuaries Annual Meeting
    • September, 2007: Preparing Future Workers for the Retirement of the Future, PSCA Annual
    • April, 2007: Framing the Issues, Retirement Industry Conference, hosted by LIMRA, LOMA, SOA, and ACLI


    Have Betty Meredith speak at your event!

    Betty Meredith is an experienced speaker and keynote presenter on topics pertaining to retirement and the aging Boomer population.

    Please contact us today via email or phone 847-686-0440 x102 if you would like to have Betty present at your conference or appear at one of your events, or to receive a free voucher to view a sample of one of our speaker’s work.



    View other speakers on similar topics suitable for your Retirement Professional Development or National Consumer events:



    Posted in: Lifetime Income, PLAN for Retirement Readiness, PROTECT from Retirement Risks, PROVIDE Retirement Income, Retirement Distributions, Retirement Spending

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    Kevin S. Seibert, CFP®, CRC®, CEBS – Retirement Planning and Income Management Expert

    Kevin S. Seibert, CFP®, CRC®, CEBS – Retirement Planning and Income Management Expert

    Kevin S. Seibert, CFP®, CRC®, CEBS – Retirement Planning and Income Management Expert

    Kevin S. Seibert, CFP®, CRC®, CEBS is a professional development trainer in retirement planning and retirement income management for advisors serious about working with the mid-market.

    Passion/Expertise
    Kevin has more than 30 years experience in retirement benefits, financial planning, and financial education. He is considered a leading expert on retirement income management, presenting at dozens of conferences and quoted in Investment News, Financial Planning Magazine, the Retirement Income Journal, and other financial publications.

    Position/Experience
    Kevin Seibert joined the International Foundation for Retirement Education (InFRE) in 2003 and now serves as Managing Director. InFRE is the non-profit which confers the Certified Retirement Counselor® (CRC®) certification, a must-have for advisors who want to serve the retirement planning, risk and income management needs of the mid-market.

    Prior to InFRE, Kevin was co-founder of Balance Financial Services, a Chicago area financial planning and consulting firm. Before founding Balance in 1988, he was a consultant for William M. Mercer, Inc. and was responsible for the implementation of compensation and employer provided benefit plans. Kevin was also Director of Marketing for a New Jersey based company specializing in the development and distribution of defined contribution and financial planning programs.


    Kevin Seibert - Retirement Planning and Income Management Expert - YouTube clips Kevin Seibert - Retirement Planning and Income Management Expert - YouTube clips View YouTube clips from recent Retirement Resource Center webinars featuring presentations by Kevin Seibert and other leading industry experts.


    Education/Certifications/Awards
    Kevin Seibert is a Certified Financial Planner® (CFP®), a Certified Employee Benefits Specialist (CEBS), and a Certified Retirement Counselor (CRC®).

    Kevin earned his MBA in finance from the University of Wisconsin and received his undergraduate degree in finance from Miami University of Ohio. Serving as Treasurer and Executive Board member for the Greater Chicago Chapter of the International Society of Retirement Planners, Kevin played an active role in providing on-going retirement planning education to professional and employer members of this organization.

    Publications/Books
    Kevin Seibert is co-author along with Betty Meredith, Director of Education and Research for InFRE, of a series of professional education courses on managing retirement income received by more than 15,000 advisors and retirement counselors since 2004 in live, print, elearning and audio formats.


    Improving Retirement Readiness for State and Local Government Employees - Kevin Seibert - in the 2nd Qtr 2014 issue of Retirement InSight and Trends Introduction to Managing Retirement Income - Kevin Seibert - 1st Qtr 2015 issue of Retirement InSight and Trends article Click on the icons to the right to read summary transcript articles of presentations by Kevin Seibert in recent issues of Retirement InSight & Trends.


    Most Requested Presentations

    1. Retirement income management training and continuing education for professionals
    2. Sales meeting and conference presentations on retirement income
    3. Certified Retirement Counselor® training and education
    4. Employee workshops and seminars on retirement planning and retirement income management.

    What attendees of Kevin’s presentations have said
    What customers have said about this product...“Kevin is an outstanding presenter. He made the topic both interesting and easy to follow and understand. The points were presented in a most logical order and built upon one another to present a complete picture of issues facing public sector employees.”
    “This presentation contained pertinent and realistic information.”
    Some of the best information I have ever received about financial planning for retirement. Very happy I took this class. Important, useful information. Mind blowing!! Thanks, Mr. Seibert!!!”  



    Have Kevin Seibert speak at your event!

    Kevin Seibert is an experienced speaker and presenter with a wealth of knowledge on retirement planning and retirement income management.

    Please contact us today via email or phone 847-686-0440 x102 if you would like to have Kevin present at your conference or appear at one of your events, or to receive a free voucher to view a sample of one of our speaker’s work.



    View other speakers on similar topics suitable for your Retirement Professional Development or National Consumer events:



    Links
    Kevin S. Seibert, CFP®, CRC®, CEBS, InFRE Managing Director

    Posted in: Lifetime Income, PLAN for Retirement Readiness, PROTECT from Retirement Risks, PROVIDE Retirement Income, Retirement Distributions, Retirement Spending

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